Let’s help you buy your first home

Saving up the deposit to buy your first home has always been a challenge. But in recent years, Auckland’s booming housing market has made it even harder. In an effort to control soaring housing prices, the Reserve Bank imposed strict restrictions on the way banks lend money, such as limiting the number of low-deposit mortgages they are allowed to offer. This has hit first home buyers especially hard.

Is your fixed rate up for renewal?

At Best Mortgages, we’re here to help you overcome that hurdle. We have years of experience helping first home buyers boost their deposits. Whether it’s through a guarantor, a second mortgage, or via KiwiSaver and HomeStart grants, we can work with you to find the solution that suits you best.

It is possible to secure a low-deposit mortgage if you build your first home through an approved developer. We can help you explore all your options, prepare your application, and present it to the lenders most likely to consider it favourably. We deal with a wide range of bank and non-bank companies and know where to find you the best deal for the type of home loan you choose.

If you are concerned that your deposit is too small, or you have been turned down for mortgage finance by your existing bank, we may be able to help you find finance for your first home. Give us a call today to find out what we can do for you.

Couple moving into their first home
  • Who knew there is so much to consider when buying a first home. Thanks for doing our finance, but your advice was priceless and taught us so much about buying our first home. Your title here…

    Joe and Cheryl
    Clevedon
  • What a great service, took all the hassle from me and got me a great deal. Best of all, the service is FREE. Thank you.

    Julia
    Browns Bay