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Why Use Best Mortgages?

Best Mortgages has over 10 years’ experience in the finance industry and we help clients with home loans for new purchase or new build, refinance and commercial mortgages in Auckland and surrounding towns. With access to the Banks, Non-Banks and Second Tier Mortgages, no matter what your need we will work on finding the right solution for you. Let the mortgage experts do the work on getting you the best deals today.

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Our services are free

As we get paid commission by the bank, our services to you are free. This gives us good incentive to make sure we get the best deal for you we can.

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We don’t work for the banks or the agents

As we don’t work for the banks or the agents, our advice is unbiased and tailored to your needs.

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We will find the right option for you

With access to over 16 lenders and over 200 financial products, we can make sure we get the right mortgage for you.

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We come to you

We come to meet with you so you don’t have to get stuck in traffic and also go from bank to bank. We do all the hard work for you.

What is LMI and do I have to pay it?

What is LMI and do I have to pay it?

As a first home buyer, you’ve no doubt got questions about the home buying process. How much deposit you need. What the lending criteria are. Using your KiwiSaver or the HomeStart Grant. There’s an awful lot of information to process and it’s understandable you might even feel a little overwhelmed. To help you navigate buying your first home, we’re outlining one of the costs you need to factor in when applying for a high LVR loan: Lenders’ Mortgage Insurance.

Interest only mortgages: the pros and cons

Interest only mortgages: the pros and cons

When it comes to home loans, there are plenty of options to choose from. Knowing which one suits your circumstances best is often the challenge. In a short-term situation, an interest only loan could be the financial boost you need to buy an investment property or to do those home renovations while keeping your repayments as low as possible. Is this type of lending viable? Let’s take a closer look at the pros and cons of an interest only mortgage.

Are you too old to get a mortgage?

Are you too old to get a mortgage?

If you’re already in your mid-30’s and only now buying your first home, fear not, you’re not alone. Research undertaken by Westpac in 2016 shows the average age of first home buyers has reached 34. And that number could continue to creep up, with first home buyers taking mortgages out for longer and pushing their repayment terms into retirement age. Are you too old to get a mortgage?

Proudly partnered with the best.

Here at Best Mortgages Ltd, we are proud to be partnered with some of New Zealand’s best banks and financial institutions.

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  • “Thank you for absolutely everything you have done in helping us pursue our dream home. The communication, professionalism and efficiency throughout the whole process was above and beyond and because of you we are now proud homeowners. Thank you so much once again we are forever humble and grateful for your service.”

    Haas C & A
    First Home Buyers | Pukekohe – Auckland
  • “Fantastic experience with Best Mortgages. They listened to our requirements and ideas. They were knowledgeable, prompt, flexible and patient, and found us a very good mortgage. They were very helpful and I would absolutely have no hesitation in recommending them to anyone.”

    Corkery B & Z
    First Home Buyers | Mount Albert – Auckland
  • “I just wanted to say that Best Mortgages was very reliable and resourceful. They were always available for advice and explanation on the process I was going through. I like that they were straight forward and that they did not waste time on unnecessary explanations. I will definitely recommend them to friends and family.”

    Dunleavy.J
    Property Investor | Clevedon – Auckland

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