Why Use Best Mortgages?

Best Mortgages has over 10 years’ experience in the finance industry and we help clients with home loans for new purchase or new build, refinance and commercial mortgages in Auckland and surrounding towns. With access to the Banks, Non-Banks and Second Tier Mortgages, no matter what your need we will work on finding the right solution for you. Let the mortgage experts do the work on getting you the best deals today.


Our services are free

As we get paid commission by the bank, our services to you are free. This gives us good incentive to make sure we get the best deal for you we can.


We don’t work for the banks or the agents

As we don’t work for the banks or the agents, our advice is unbiased and tailored to your needs.


We will find the right option for you

With access to over 16 lenders and over 200 financial products, we can make sure we get the right mortgage for you.


We come to you

We come to meet with you so you don’t have to get stuck in traffic and also go from bank to bank. We do all the hard work for you.

4 Common reasons why the bank might say no

4 Common reasons why the bank might say no

Having your mortgage application declined isn’t necessarily the end of the road when it comes to your home buying journey. There are a few reasons why your lender may turn you down and understanding what these are is the key to your success. Here are 4 of the most common reasons why lenders may decline a mortgage application.

2018: A year of change for the NZ property market

2018: A year of change for the NZ property market

As Auckland’s housing market continues to grow, albeit at a much slower rate, a major bank has forecast a decrease in house prices across New Zealand over the next four years. New Zealand’s labour-led government policies kick in this month, and an easing up of LVR restrictions could be just the boost first home buyers need. Take a look at some of the property market changes you could expect in 2018.

Maximising your property’s value

Maximising your property’s value

Investing in property has the potential to provide astute buyers with an excellent return. But, as any seasoned investor will tell you, you need to spend money in order to make money. It needn’t cost you thousands of dollars, however, to add value to your home and increase your equity. There are a few key things you can do even on a shoestring budget.

Proudly partnered with the best.

Here at Best Mortgages Ltd, we are proud to be partnered with some of New Zealand’s best banks and financial institutions.

Handing over keys
  • “Thank you for absolutely everything you have done in helping us pursue our dream home. The communication, professionalism and efficiency throughout the whole process was above and beyond and because of you we are now proud homeowners. Thank you so much once again we are forever humble and grateful for your service.”

    Haas C & A
    First Home Buyers | Pukekohe – Auckland
  • “Fantastic experience with Best Mortgages. They listened to our requirements and ideas. They were knowledgeable, prompt, flexible and patient, and found us a very good mortgage. They were very helpful and I would absolutely have no hesitation in recommending them to anyone.”

    Corkery B & Z
    First Home Buyers | Mount Albert – Auckland
  • “I just wanted to say that Best Mortgages was very reliable and resourceful. They were always available for advice and explanation on the process I was going through. I like that they were straight forward and that they did not waste time on unnecessary explanations. I will definitely recommend them to friends and family.”

    Property Investor | Clevedon – Auckland